Best ACA plan for truck drivers: A Silver PPO with the widest national network your state’s marketplace offers. Search HealthCare.gov, set the plan type filter to PPO, and check provider availability in three to five cities you regularly run before selecting.
2. OOIDA Association Health Plans (Best Group Rate for Owner-Operators)
The Owner-Operator Independent Drivers Association (OOIDA) is a nonprofit membership organization representing over 150,000 truckers across the US. Founded in 1973, OOIDA membership costs $45 per year and opens access to their Medical Benefits Group, which offers health and life insurance plans tailored specifically for truck drivers and their families.