No medical exam (instant) life insurance allows drivers to get approved for up to $2 million in coverage within an hour without an in-person examination. Brokers like SelectQuote process these applications quickly — a practical advantage for drivers who cannot easily take time off for appointments.
OOIDA also offers life insurance coverage to members through its Medical Benefits Group, making it a convenient one-stop option for owner-operators who already hold OOIDA health coverage.
Key factors that raise truck driver life insurance premiums: