OOIDA health plans provide group-rate pricing unavailable on the individual market. Because the association pools premiums across tens of thousands of members, the collective bargaining power delivers rates 15% to 30% below comparable individual market plans in many states. OOIDA plans include discounts and rebates from service providers that reduce effective premium costs further.
OOIDA members can also access life insurance coverage for themselves and their families through the same membership. The combination of health and life coverage through one membership organization makes OOIDA the most complete single-source solution for owner-operator health insurance for truck drivers in the US.