Case 2 Covered: Dog Bite Off-Premises
A renter in Atlanta, Georgia was at a public dog park with her lab mix when the dog bit another dog owner’s hand, causing lacerations requiring seven stitches and a hand specialist visit totaling $3,800. Because the liability followed her off-premises and the breed was not excluded under her GEICO renters policy, the claim was paid under her personal liability coverage. MedPay ($1,000) activated immediately; the remaining $2,800 was paid from liability.
Case 3 NOT Covered: Intentional Act