Commercial Auto Insurance
Required if your LLC owns vehicles or employees use personal vehicles for business tasks. Personal auto policies exclude business use by default. For LLCs in transportation, logistics, or field service work, see our full guide on commercial auto insurance for business vehicles.
Cyber Liability Insurance
Covers your LLC in the event of a data breach, ransomware attack, or cybersecurity incident. Recovery costs for a small business breach, including forensic investigation, customer notification, and regulatory compliance, can reach $50,000–$200,000. Even a small LLC that stores customer emails or payment data is a viable target.