For non-auto business insurance, Progressive does not directly underwrite general liability, professional liability, or workers’ compensation in many states. Their Progressive Advantage Business Program routes these policies through affiliated third-party underwriters such as Travelers or The Hartford. This means claims for those coverages go through the partner insurer, not Progressive directly. A BOP through Progressive averages around $118/month.
Use Progressive LLC insurance when: your LLC relies on commercial vehicles as a core operational asset, you want to bundle personal and commercial auto for a discount, or you prefer a single billing relationship.