| Provider | Starting Price | Best For | Standout Feature |
|---|---|---|---|
| Next Insurance | From $11/mo | Fast online coverage | Instant COI, add insured online |
| The Hartford | ~$69/mo GL | Comprehensive, established LLCs | 200+ years experience, strong claims |
| Hiscox | From $22/mo | Single member / professional LLCs | Tailored plans for solo operators |
| biBerk | Competitive | Straightforward coverage | Berkshire Hathaway financial backing |
| Thimble | By-the-job | Gig-based / event LLCs | Short-term and per-project policies |
| Chubb | Higher range | Premium BOP coverage | Extra expense coverage included |
💡 MBI Tip: If your LLC is in a niche industry such as food service, personal training, or mobile services, ask each provider specifically whether their policy covers your exact operations. Generic small business policies sometimes exclude activities that niche businesses perform daily. Always request a specimen policy before binding coverage.
Progressive LLC Insurance: What You Need to Know
Many LLC owners search for Progressive LLC insurance because of the brand’s strong name recognition. Here is what the data shows in 2026.
Progressive is the No. 1 commercial auto insurer in the United States by market share. For any LLC that uses vehicles, trucks, or vans for business operations, Progressive commercial auto insurance is a legitimate first choice. Their average commercial auto rate is $272/month, above the national average of $147/month, but they offset this with strong discounts including CDL discounts, business longevity discounts, and bundle savings of up to 15%.