2. General Liability Insurance (Required for Permits and Events)
General liability insurance is the policy that every food truck permit office, festival organizer, and commissary kitchen will ask to see before you can operate. It covers third-party bodily injury, property damage, and advertising injury claims.
Common general liability scenarios for food trucks include: a customer slipping near your service window, a delivery worker injured by your sandwich board, a claim that your marketing infringed on a competitor’s trademark, or fire damage you accidentally cause to a rented event booth space.