Step 5 — Bundle, Purchase, and Get Your COI
After selecting your carrier or carriers, purchase your policies and immediately request your Certificate of Insurance. Most festivals, commissary kitchens, and event organizers require a COI naming them as an additional insured. ERGO NEXT and Progressive issue COIs digitally within hours. Keep a digital copy in your truck at all times.
Frequently Asked Questions About Commercial Food Truck Insurance
How much is food truck insurance monthly for a solo operator? A solo food truck operator with no employees should budget $200 to $280 per month for commercial auto plus a BOP. The cheapest entry point combining both is approximately $195 per month with ERGO NEXT for BOP ($112) and Progressive for commercial auto (approximately $140 to $168 for a standard food truck in a mid-tier state).