FLIP offers an exclusive food trailer endorsement for $12.50 per month that extends general liability to incidents occurring in, on, or around your detached food trailer at events. This is the only such endorsement currently offered as a standalone product.
When the trailer is attached to and being pulled by a commercial vehicle, it falls under the towing vehicle’s commercial auto policy. When parked and operating independently at a festival, the food trailer endorsement activates. Operators who run both a truck and a trailer need both: commercial auto on the towing vehicle and GL coverage that specifically extends to the detached trailer setup.