Real Case Study: Austin Food Truck Operator Saves $1,400 Annually
Marcus, who operates a barbecue food truck in Austin, Texas, originally purchased separate policies for commercial auto ($220/month), general liability ($180/month), and workers’ comp ($95/month) from three different carriers — totaling $495/month or $5,940 annually.
After a policy review, he switched to ERGO NEXT for a BOP ($112/month) that combined his GL and commercial property, added Progressive Commercial for auto ($168/month), and kept a standalone workers’ comp policy at $43/month through ERGO NEXT. His new total: $323/month, or $3,876 annually. Annual savings: $2,064. He also added food spoilage coverage ($15/month) and equipment breakdown ($22/month), bringing his final monthly premium to $360 — still $135 per month less than his original fragmented coverage.