It is available as an endorsement to most BOP policies for $10 to $20 per month. If you operate at busy weekend markets, music festivals, or multi-day events, the cost of this endorsement is recovered after a single prevented loss.
7. Liquor Liability Insurance (If You Serve Alcohol)
Food trucks serving craft beer, wine pairings, or specialty cocktails need liquor liability insurance. Most states with dram shop laws hold the business financially responsible for damages caused by intoxicated customers who were served by your staff. Without liquor liability, a single incident can result in a six-figure personal lawsuit.